First State Bank
About UsDeposit Accounts & RatesLoansOnline ServicesCalculators
click here for more...
click here for more...
CD's
 

Are you searching for a low-risk investment to diversify your investment portfolio, that can easily be converted into cash?

A smart choice would be a Certificate of Deposit (CD). A CD is a special type of deposit account offered by First State Bank that typically offers a higher rate of interest than a regular savings account. Unlike other investments, CDs feature federal deposit insurance up to $250,000.

How CDs work: When you purchase a CD, you invest a fixed sum of money for fixed period of time – six months, one year, five years, or more – and, in exchange, First State Bank pays you interest, typically at regular intervals. When you cash in or redeem your CD, you receive the money you originally invested plus any earned interest. But if you redeem your CD before it matures, you may have to pay an "early withdrawal" penalty or forfeit a portion of the interest you earned.

Any questions please contact  Diane or Deb at our Sumner location and Bobby Jo in Fayette.





Quick Links

Online Banking
Applications
Calculators
Rates
Kids Klub
Contact Us

Home

Privacy Policy | Browser Requirements Design & Hosting by Harland Financial Solutions, Inc.
Copyright Harland Financial Solutions, Inc. All Rights Reserved.