First State Bank
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What's New

When they say free, it often comes with a fee.
Does the on-line ad sound too good to be true? Assume it is!
We all like to get something for nothing, which is why so many ads these days use the “free trial offer” pitch. These offers often have buried in their fine print your authorization to bill your credit or debit card for monthly charges after the trial period is over. You authorize the charges by agreeing to their terms and conditions. If you have to give your credit or debit card for a free offer you are probably going to be charged for something. Once they have your credit/debit information and you agreed to their terms you have legally given them permission to charge for what ever you agreed to in their terms and conditions. Be sure you read the Fine Print before agreeing to any free offer. You are responsible for all charges authorized by your signature!!!!

 FDIC Insurance Coverage Notice
By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest bearing transaction account (including an Interest on Lawyer Trust Accounts) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all non-interest bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

New Internet Banking Web Site Users
After properly logging in for the first time with your temporary credentials you will be prompted to change your initial password. The second time you log in you will be prompted to change your user-name. This is for security reasons. No one should know your security credentials not even your Bank. Please protect them as they are one of the keys to your On line bank accounts. We have multiple layers of security to protect your account as you will see during the initial security setup. For additional information on these layers see the help screens accessed from the initial sign on screens.

Star Savers Kids Klub
First State Bank recognizes the importance of sound savings habits and what better way to instill these habits than by making it fun. We have designed a new savings account just for Kids (12 and under) that rewards deposits. We also have special events throughout the year.  For More Information ...

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