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It’s not always easy to identify online fraud but cybercrime prevention can be straightforward. When you’re armed with a little technical advice and common sense, you can avoid many attacks. Remember that online criminals are trying to make their money as quickly and easily as possible. The more difficult you make their job, the more likely they are to leave you alone and move on to an easier target. The tips below provide basic information on how you can keep your computer and your identity safe.
Safeguard your email
In addition to viruses and worms that can be transmitted via email, phishing also threatens email users. A type of email fraud, phishing occurs when a perpetrator, posing as a legitimate, trustworthy business, attempts to acquire sensitive information like passwords or financial information.
|Never open or respond to SPAM (unsolicited bulk email messages).
Delete all spam without opening it. Responding to spam only confirms your email address to the spammer, which can actually intensify the problem.
Never click on links within an email.
Don’t open attachments from strangers.
Don’t open attachments with odd filename extensions.
| √ Checklist
Protect your Privacy
Never give out your email address or other sensitive or personal information to unknown web sites.
Never provide sensitive information in email.
Forged email purporting to be from your financial institution or favorite online store is a popular trick used by criminals to extract personal information for fraud. It is also a good idea not to send security passwords or one-time passcodes over email.
Don’t believe the hype.
Be aware of poor design, and/or bad grammar and spelling.
Backup your sensitive data records.
Safeguard your identity online
Do not allow a Web site to keep sensitive information or credentials for future convenience.
Be selective about where you surf.
Don’t choose “Remember My Password.”
Don’t use public computers for sensitive operations.
Work on a computer you trust.
Select a strong password.
Use a secure browser.
Update security software often.
Avoid clicking on Ads.
Sign off, shut down, disconnect.
Always sign off or logout from your online banking session or any other Web site that you’ve logged into using a user ID and password. When a computer is not in use, it should be shut down or disconnected from the Internet.
Lock your computer when it is not in use.
Beware of shoulder surfing.
Set up a timeout.